ZIP breakdowns

Broadly higher position · Los Angeles · California ZIP 90002

Los Angeles ZIP 90002 ranks near the higher end across plans.

Farmers ranks highest (99.1); Safeco ranks lowest (91.8). The middle bodily-injury percentile is 94.8. Reviewed plans are 7.3 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

94.8

Middle percentile across available plans.

BI plan spread

7.3

Farmers to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Safeco lowest.

Farmers

Farmers Auto

Highest

99.1

Within-plan percentile

Filed factor1.8423

State Farm

Private Passenger Auto

97.6

Within-plan percentile

Filed factor1.522

Travelers

Quantum Auto 2.0

95.3

Within-plan percentile

Filed factor1.355

Progressive

CA Select PPA

94.4

Within-plan percentile

Filed factor1.41

Tesla Insurance

Tesla PPA

94.3

Within-plan percentile

Filed factor1.4754

Safeco

Private Passenger Auto

Lowest

91.8

Within-plan percentile

Filed factor1.148

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90002 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury94.87.3 pts94.391.895.399.194.497.6
Property damage65.387.7 pts62.568.187.39.961.197.6
Medical payments92.217.0 pts90.290.993.597.480.997.9
Uninsured motorist BI94.47.8 pts89.897.690.994.496.3
Uninsured motorist PD97.09.0 pts98.799.990.995.2
Comprehensive97.916.0 pts95.183.797.798.198.499.7
Collision95.06.1 pts93.091.895.194.995.297.9

Widest coverage spread

Property damage

State Farm and Farmers are 87.7 percentile points apart.

Closest agreement

Collision

Available plans are 6.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Los Angeles ZIP 90002 Auto Insurance Factors | GoodDriver California