ZIP breakdowns

Broadly higher position · Los Angeles · California ZIP 90003

Los Angeles ZIP 90003 ranks near the higher end across plans.

State Farm ranks highest (99.2); Farmers ranks lowest (89.1). The middle bodily-injury percentile is 96.0. Reviewed plans are 10.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

96.0

Middle percentile across available plans.

BI plan spread

10.2

State Farm to Farmers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Farmers lowest.

State Farm

Private Passenger Auto

Highest

99.2

Within-plan percentile

Filed factor1.582

Progressive

CA Select PPA

97.5

Within-plan percentile

Filed factor1.6872

Travelers

Quantum Auto 2.0

96.3

Within-plan percentile

Filed factor1.397

Safeco

Private Passenger Auto

95.7

Within-plan percentile

Filed factor1.317

Tesla Insurance

Tesla PPA

90.0

Within-plan percentile

Filed factor1.3284

Farmers

Farmers Auto

Lowest

89.1

Within-plan percentile

Filed factor1.2445

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90003 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury96.010.2 pts90.095.796.389.197.599.2
Property damage82.568.4 pts74.690.990.430.865.299.2
Medical payments96.24.5 pts96.194.293.598.196.397.9
Uninsured motorist BI96.86.6 pts92.596.890.997.596.8
Uninsured motorist PD96.37.8 pts97.498.790.995.2
Comprehensive98.134.0 pts75.765.197.798.599.099.1
Collision95.36.7 pts91.595.496.992.095.298.1

Widest coverage spread

Property damage

State Farm and Farmers are 68.4 percentile points apart.

Closest agreement

Medical payments

Available plans are 4.5 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Los Angeles ZIP 90003 Auto Insurance Factors | GoodDriver California