Broadly higher position · Los Angeles · California ZIP 90004
Los Angeles ZIP 90004 ranks near the higher end across plans.
Travelers ranks highest (99.3); Tesla Insurance ranks lowest (96.7). The middle bodily-injury percentile is 97.4. Reviewed plans are 2.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
97.4
Middle percentile across available plans.
BI plan spread
2.6
Travelers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
99.3
Within-plan percentile
State Farm
Private Passenger Auto
98.3
Within-plan percentile
Farmers
Farmers Auto
97.9
Within-plan percentile
Progressive
CA Select PPA
96.9
Within-plan percentile
Tesla Insurance
Tesla PPA
96.7
Within-plan percentile
Safeco
Private Passenger Auto
96.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 97.4 | 2.6 pts | 96.7 | 96.7 | 99.3 | 97.9 | 96.9 | 98.3 |
| Property damage | 98.0 | 4.1 pts | 97.8 | 97.7 | 98.9 | 99.7 | 95.6 | 98.3 |
| Medical payments | 97.7 | 9.7 pts | 96.1 | 97.2 | 98.6 | 89.0 | 98.2 | 98.7 |
| Uninsured motorist BI | 96.9 | 7.2 pts | 96.6 | 98.9 | — | 97.4 | 96.9 | 91.7 |
| Uninsured motorist PD | 97.0 | 5.4 pts | 96.6 | 92.5 | — | 97.4 | 97.9 | — |
| Comprehensive | 89.7 | 33.9 pts | 63.3 | 89.0 | 90.5 | 97.2 | 77.2 | 91.0 |
| Collision | 97.4 | 3.4 pts | 95.6 | 96.9 | 99.0 | 98.5 | 97.9 | 96.9 |
Widest coverage spread
Comprehensive
Farmers and Tesla Insurance are 33.9 percentile points apart.
Closest agreement
Bodily injury
Available plans are 2.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.