Broadly higher position · Los Angeles · California ZIP 90027
Los Angeles ZIP 90027 ranks near the higher end across plans.
Safeco ranks highest (99.5); State Farm ranks lowest (96.9). The middle bodily-injury percentile is 98.5. Reviewed plans are 2.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
98.5
Middle percentile across available plans.
BI plan spread
2.6
Safeco to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, State Farm lowest.
Safeco
Private Passenger Auto
99.5
Within-plan percentile
Tesla Insurance
Tesla PPA
99.2
Within-plan percentile
Farmers
Farmers Auto
99.1
Within-plan percentile
Travelers
Quantum Auto 2.0
98.0
Within-plan percentile
Progressive
CA Select PPA
97.7
Within-plan percentile
State Farm
Private Passenger Auto
96.9
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 98.5 | 2.6 pts | 99.2 | 99.5 | 98.0 | 99.1 | 97.7 | 96.9 |
| Property damage | 98.0 | 9.3 pts | 99.8 | 97.7 | 98.3 | 99.2 | 90.4 | 96.9 |
| Medical payments | 99.4 | 2.9 pts | 97.9 | 96.6 | 99.5 | 99.4 | 99.3 | 99.5 |
| Uninsured motorist BI | 99.2 | 4.3 pts | 99.2 | 99.3 | — | 99.4 | 97.7 | 95.1 |
| Uninsured motorist PD | 96.6 | 8.6 pts | 99.4 | 90.8 | — | 99.4 | 93.8 | — |
| Comprehensive | 89.7 | 40.3 pts | 54.9 | 89.0 | 90.5 | 94.5 | 82.5 | 95.2 |
| Collision | 99.0 | 5.9 pts | 98.3 | 99.4 | 99.7 | 99.1 | 93.8 | 98.8 |
Widest coverage spread
Comprehensive
State Farm and Tesla Insurance are 40.3 percentile points apart.
Closest agreement
Bodily injury
Available plans are 2.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.