Broadly higher position · Cole, Los Angeles County · California ZIP 90046
Cole ZIP 90046 ranks near the higher end across plans.
Farmers ranks highest (99.9); Tesla Insurance ranks lowest (93.4). The middle bodily-injury percentile is 98.7. Reviewed plans are 6.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
98.7
Middle percentile across available plans.
BI plan spread
6.5
Farmers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
99.9
Within-plan percentile
Safeco
Private Passenger Auto
99.5
Within-plan percentile
Progressive
CA Select PPA
98.9
Within-plan percentile
Travelers
Quantum Auto 2.0
98.5
Within-plan percentile
State Farm
Private Passenger Auto
95.9
Within-plan percentile
Tesla Insurance
Tesla PPA
93.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 98.7 | 6.5 pts | 93.4 | 99.5 | 98.5 | 99.9 | 98.9 | 95.9 |
| Property damage | 98.1 | 5.0 pts | 94.9 | 96.5 | 99.9 | 99.7 | 99.7 | 95.9 |
| Medical payments | 93.6 | 7.2 pts | 91.6 | 90.1 | 95.6 | 97.3 | 97.4 | 90.7 |
| Uninsured motorist BI | 98.5 | 7.2 pts | 98.5 | 92.4 | — | 99.6 | 98.9 | 94.8 |
| Uninsured motorist PD | 89.3 | 22.5 pts | 77.1 | 80.1 | — | 99.6 | 98.6 | — |
| Comprehensive | 68.3 | 47.1 pts | 47.4 | 78.5 | 68.4 | 94.5 | 68.2 | 51.5 |
| Collision | 98.1 | 2.8 pts | 96.5 | 98.6 | 97.7 | 99.4 | 98.6 | 97.2 |
Widest coverage spread
Comprehensive
Farmers and Tesla Insurance are 47.1 percentile points apart.
Closest agreement
Collision
Available plans are 2.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.