Compared ZIP · Downey, Los Angeles County · California ZIP 90240
In Downey ZIP 90240, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (94.1); Progressive ranks lowest (58.7). The middle bodily-injury percentile is 87.0. Reviewed plans are 35.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
87.0
Middle percentile across available plans.
BI plan spread
35.4
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
94.1
Within-plan percentile
Travelers
Quantum Auto 2.0
90.3
Within-plan percentile
State Farm
Private Passenger Auto
88.3
Within-plan percentile
Tesla Insurance
Tesla PPA
85.8
Within-plan percentile
Safeco
Private Passenger Auto
82.5
Within-plan percentile
Progressive
CA Select PPA
58.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 87.0 | 35.4 pts | 85.8 | 82.5 | 90.3 | 94.1 | 58.7 | 88.3 |
| Property damage | 83.8 | 12.9 pts | 88.3 | 75.4 | 87.3 | 79.9 | 80.3 | 88.3 |
| Medical payments | 75.0 | 42.0 pts | 78.1 | 73.8 | 87.3 | 54.0 | 45.3 | 76.2 |
| Uninsured motorist BI | 70.6 | 28.0 pts | 53.6 | 72.7 | — | 70.6 | 58.7 | 81.5 |
| Uninsured motorist PD | 84.0 | 22.7 pts | 81.8 | 86.3 | — | 70.6 | 93.3 | — |
| Comprehensive | 85.5 | 94.4 pts | 0.8 | 83.7 | 63.8 | 89.7 | 87.4 | 95.2 |
| Collision | 88.4 | 23.1 pts | 85.2 | 70.2 | 85.9 | 91.1 | 93.3 | 90.9 |
Widest coverage spread
Comprehensive
State Farm and Tesla Insurance are 94.4 percentile points apart.
Closest agreement
Property damage
Available plans are 12.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Downey, Los Angeles County
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