ZIP breakdowns

Broadly higher position · Malibu, Los Angeles County · California ZIP 90265

Malibu ZIP 90265 ranks near the higher end across plans.

Travelers ranks highest (97.5); Safeco ranks lowest (88.5). The middle bodily-injury percentile is 90.2. Reviewed plans are 9.0 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

90.2

Middle percentile across available plans.

BI plan spread

9.0

Travelers to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Safeco lowest.

Travelers

Quantum Auto 2.0

Highest

97.5

Within-plan percentile

Filed factor1.429

Progressive

CA Select PPA

93.1

Within-plan percentile

Filed factor1.378

Farmers

Farmers Auto

90.7

Within-plan percentile

Filed factor1.294

Tesla Insurance

Tesla PPA

89.8

Within-plan percentile

Filed factor1.3198

Safeco

Private Passenger Auto

Lowest

88.5

Within-plan percentile

Filed factor1.0769

State Farm

Private Passenger Auto

88.5

Within-plan percentile

Filed factor1.253

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90265 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury90.29.0 pts89.888.597.590.793.188.5
Property damage94.416.6 pts98.497.494.894.081.888.5
Medical payments67.866.4 pts59.557.587.977.976.221.6
Uninsured motorist BI91.124.2 pts91.168.792.892.987.0
Uninsured motorist PD51.490.5 pts7.910.092.898.4
Comprehensive77.768.1 pts76.889.023.178.691.259.9
Collision94.618.9 pts94.594.779.588.198.495.9

Widest coverage spread

Uninsured motorist PD

Progressive and Tesla Insurance are 90.5 percentile points apart.

Closest agreement

Bodily injury

Available plans are 9.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Malibu, Los Angeles County ZIP 90265 Auto Insurance Factors | GoodDriver California