ZIP breakdowns

Plans disagree · Palos Verdes Est, Los Angeles County · California ZIP 90274

Farmers and Tesla Insurance place Palos Verdes Est ZIP 90274 very differently.

Farmers ranks highest (88.5); Tesla Insurance ranks lowest (48.2). The middle bodily-injury percentile is 74.7. Reviewed plans are 40.3 points apart. Collision splits more (78.3 points), with Tesla Insurance highest and Travelers lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

74.7

Middle percentile across available plans.

BI plan spread

40.3

Farmers to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Tesla Insurance lowest.

Farmers

Farmers Auto

Highest

88.5

Within-plan percentile

Filed factor1.2322

Travelers

Quantum Auto 2.0

87.2

Within-plan percentile

Filed factor1.043

Safeco

Private Passenger Auto

74.7

Within-plan percentile

Filed factor0.9444

Progressive

CA Select PPA

74.7

Within-plan percentile

Filed factor1.0374

State Farm

Private Passenger Auto

61.8

Within-plan percentile

Filed factor0.951

Tesla Insurance

Tesla PPA

Lowest

48.2

Within-plan percentile

Filed factor1.006

Tesla Insurance ranks highest (93.6); Travelers ranks lowest (15.2). Collision spread is 78.3 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90274 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury74.740.3 pts48.274.787.288.574.761.8
Property damage80.532.0 pts58.488.590.487.373.861.8
Medical payments5.669.6 pts8.711.170.50.91.12.5
Uninsured motorist BI35.050.5 pts29.824.135.074.646.9
Uninsured motorist PD37.076.4 pts9.539.135.086.0
Comprehensive5.441.7 pts4.75.23.745.45.55.7
Collision85.178.3 pts93.688.915.284.286.062.3

Widest coverage spread

Collision

Tesla Insurance and Travelers are 78.3 percentile points apart.

Closest agreement

Property damage

Available plans are 32.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Palos Verdes Est, Los Angeles County ZIP 90274 Auto Insurance Factors | GoodDriver California