Broadly higher position · Santa Monica, Los Angeles County · California ZIP 90401
Santa Monica ZIP 90401 ranks near the higher end across plans.
Travelers ranks highest (95.3); Safeco ranks lowest (87.6). The middle bodily-injury percentile is 92.0. Reviewed plans are 7.7 points apart. Collision splits more (25.1 points), with Safeco highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
92.0
Middle percentile across available plans.
BI plan spread
7.7
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
95.3
Within-plan percentile
Tesla Insurance
Tesla PPA
94.5
Within-plan percentile
State Farm
Private Passenger Auto
93.1
Within-plan percentile
Farmers
Farmers Auto
90.9
Within-plan percentile
Progressive
CA Select PPA
89.2
Within-plan percentile
Safeco
Private Passenger Auto
87.6
Within-plan percentile
Safeco ranks highest (96.1); Travelers ranks lowest (71.1). Collision spread is 25.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 92.0 | 7.7 pts | 94.5 | 87.6 | 95.3 | 90.9 | 89.2 | 93.1 |
| Property damage | 91.7 | 20.4 pts | 86.5 | 90.2 | 95.7 | 94.3 | 75.2 | 93.1 |
| Medical payments | 77.4 | 29.0 pts | 62.4 | 73.8 | 83.3 | 69.9 | 91.4 | 81.0 |
| Uninsured motorist BI | 76.9 | 29.1 pts | 76.9 | 88.5 | — | 70.6 | 89.4 | 60.3 |
| Uninsured motorist PD | 85.3 | 23.7 pts | 94.0 | 76.5 | — | 70.6 | 94.3 | — |
| Comprehensive | 55.3 | 57.7 pts | 58.7 | 21.2 | 29.4 | 78.9 | 52.0 | 67.2 |
| Collision | 93.1 | 25.1 pts | 74.8 | 96.1 | 71.1 | 94.6 | 94.3 | 91.9 |
Widest coverage spread
Comprehensive
Farmers and Safeco are 57.7 percentile points apart.
Closest agreement
Bodily injury
Available plans are 7.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Los Angeles
90095
Farmers ranks highest (98.5); Safeco ranks lowest (54.7).
Read breakdownLos Angeles
90045
Farmers ranks highest (94.3); Tesla Insurance ranks lowest (51.8).
Read breakdownPlaya del Rey, Los Angeles County
90094
Travelers ranks highest (93.7); Progressive ranks lowest (58.7).
Read breakdown