ZIP breakdowns

Plans disagree · Torrance, Los Angeles County · California ZIP 90503

Farmers and Safeco place Torrance ZIP 90503 very differently.

Farmers ranks highest (89.8); Safeco ranks lowest (36.2). The middle bodily-injury percentile is 63.7. Reviewed plans are 53.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

63.7

Middle percentile across available plans.

BI plan spread

53.7

Farmers to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Safeco lowest.

Farmers

Farmers Auto

Highest

89.8

Within-plan percentile

Filed factor1.2686

Travelers

Quantum Auto 2.0

87.2

Within-plan percentile

Filed factor1.043

State Farm

Private Passenger Auto

73.3

Within-plan percentile

Filed factor1.035

Progressive

CA Select PPA

54.0

Within-plan percentile

Filed factor0.92

Tesla Insurance

Tesla PPA

49.6

Within-plan percentile

Filed factor1.0134

Safeco

Private Passenger Auto

Lowest

36.2

Within-plan percentile

Filed factor0.8311

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90503 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury63.753.7 pts49.636.287.289.854.073.3
Property damage76.837.9 pts49.480.387.385.452.673.3
Medical payments76.540.5 pts75.183.385.869.945.377.8
Uninsured motorist BI58.16.3 pts55.558.158.254.060.3
Uninsured motorist PD55.043.4 pts68.051.958.224.6
Comprehensive9.528.3 pts11.08.89.933.85.59.1
Collision43.641.9 pts45.366.642.048.424.631.7

Widest coverage spread

Bodily injury

Farmers and Safeco are 53.7 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 6.3 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Torrance, Los Angeles County ZIP 90503 Auto Insurance Factors | GoodDriver California