ZIP breakdowns

Broadly higher position · Cerritos, Orange County · California ZIP 90623

Cerritos ZIP 90623 ranks near the higher end across plans.

Travelers ranks highest (90.3); Progressive ranks lowest (70.8). The middle bodily-injury percentile is 82.3. Reviewed plans are 19.5 points apart. Collision splits more (30.6 points), with Farmers highest and Progressive lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

82.3

Middle percentile across available plans.

BI plan spread

19.5

Travelers to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Progressive lowest.

Travelers

Quantum Auto 2.0

Highest

90.3

Within-plan percentile

Filed factor1.074

State Farm

Private Passenger Auto

89.7

Within-plan percentile

Filed factor1.28

Farmers

Farmers Auto

82.5

Within-plan percentile

Filed factor1.1419

Safeco

Private Passenger Auto

82.0

Within-plan percentile

Filed factor0.9898

Tesla Insurance

Tesla PPA

80.8

Within-plan percentile

Filed factor1.1655

Progressive

CA Select PPA

Lowest

70.8

Within-plan percentile

Filed factor1.0028

Farmers ranks highest (84.2); Progressive ranks lowest (53.5). Collision spread is 30.6 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90623 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury82.319.5 pts80.882.090.382.570.889.7
Property damage88.129.9 pts96.372.587.388.966.489.7
Medical payments92.520.9 pts97.593.494.476.678.891.5
Uninsured motorist BI81.326.5 pts98.084.878.171.581.3
Uninsured motorist PD71.124.6 pts68.773.578.153.5
Comprehensive9.129.3 pts5.810.67.633.614.94.3
Collision73.730.6 pts84.154.675.484.253.571.9

Widest coverage spread

Collision

Farmers and Progressive are 30.6 percentile points apart.

Closest agreement

Bodily injury

Available plans are 19.5 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Cerritos, Orange County ZIP 90623 Auto Insurance Factors | GoodDriver California