ZIP breakdowns

Broadly higher position · Hawaiian Gardens, Los Angeles County · California ZIP 90716

Hawaiian Gardens ZIP 90716 ranks near the higher end across plans.

Travelers ranks highest (90.3); Progressive ranks lowest (70.8). The middle bodily-injury percentile is 87.8. Reviewed plans are 19.5 points apart. Collision splits more (32.9 points), with Farmers highest and Safeco lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

87.8

Middle percentile across available plans.

BI plan spread

19.5

Travelers to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Progressive lowest.

Travelers

Quantum Auto 2.0

Highest

90.3

Within-plan percentile

Filed factor1.074

Farmers

Farmers Auto

90.0

Within-plan percentile

Filed factor1.2713

Safeco

Private Passenger Auto

88.9

Within-plan percentile

Filed factor1.0783

State Farm

Private Passenger Auto

86.6

Within-plan percentile

Filed factor1.209

Tesla Insurance

Tesla PPA

84.4

Within-plan percentile

Filed factor1.2098

Progressive

CA Select PPA

Lowest

70.8

Within-plan percentile

Filed factor1.0028

Farmers ranks highest (89.3); Safeco ranks lowest (56.4). Collision spread is 32.9 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90716 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury87.819.5 pts84.488.990.390.070.886.6
Property damage81.138.8 pts68.082.379.891.752.986.6
Medical payments93.712.1 pts95.192.284.296.395.590.0
Uninsured motorist BI71.523.2 pts73.572.750.371.563.0
Uninsured motorist PD72.034.9 pts85.282.150.361.8
Comprehensive73.973.3 pts21.977.026.495.170.891.0
Collision66.032.9 pts70.256.457.189.361.882.1

Widest coverage spread

Comprehensive

Farmers and Tesla Insurance are 73.3 percentile points apart.

Closest agreement

Medical payments

Available plans are 12.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Hawaiian Gardens, Los Angeles County ZIP 90716 Auto Insurance Factors | GoodDriver California