Plans disagree · Seal Beach, Orange County · California ZIP 90740
Travelers and Farmers place Seal Beach ZIP 90740 very differently.
Travelers ranks highest (82.4); Farmers ranks lowest (33.1). The middle bodily-injury percentile is 64.0. Reviewed plans are 49.3 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
64.0
Middle percentile across available plans.
BI plan spread
49.3
Travelers to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
Tesla Insurance
Tesla PPA
67.1
Within-plan percentile
Safeco
Private Passenger Auto
67.0
Within-plan percentile
State Farm
Private Passenger Auto
61.0
Within-plan percentile
Progressive
CA Select PPA
44.7
Within-plan percentile
Farmers
Farmers Auto
33.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 64.0 | 49.3 pts | 67.1 | 67.0 | 82.4 | 33.1 | 44.7 | 61.0 |
| Property damage | 57.9 | 45.4 pts | 51.8 | 46.5 | 79.8 | 92.0 | 54.7 | 61.0 |
| Medical payments | 46.3 | 64.9 pts | 65.0 | 77.6 | 54.4 | 12.7 | 25.0 | 38.3 |
| Uninsured motorist BI | 53.4 | 62.7 pts | 78.3 | 53.4 | — | 15.5 | 44.7 | 64.1 |
| Uninsured motorist PD | 19.4 | 12.0 pts | 19.5 | 19.2 | — | 15.5 | 27.5 | — |
| Comprehensive | 9.1 | 22.2 pts | 20.9 | 1.4 | 7.6 | 23.0 | 0.7 | 10.5 |
| Collision | 21.4 | 32.3 pts | 38.7 | 6.5 | 15.2 | 31.9 | 27.5 | 10.3 |
Widest coverage spread
Medical payments
Safeco and Farmers are 64.9 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 12.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Cerritos, Los Angeles County
90701
Travelers ranks highest (90.3); Progressive ranks lowest (22.6).
Read breakdownRossmoor, Orange County
90720
Farmers ranks highest (84.3); Progressive ranks lowest (16.6).
Read breakdownSignal Hill, Los Angeles County
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State Farm ranks highest (89.0); Progressive ranks lowest (24.7).
Read breakdown