ZIP breakdowns

Plans disagree · Carson, Los Angeles County · California ZIP 90745

State Farm and Farmers place Carson ZIP 90745 very differently.

State Farm ranks highest (86.3); Farmers ranks lowest (43.1). The middle bodily-injury percentile is 64.1. Reviewed plans are 43.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

64.1

Middle percentile across available plans.

BI plan spread

43.2

State Farm to Farmers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Farmers lowest.

State Farm

Private Passenger Auto

Highest

86.3

Within-plan percentile

Filed factor1.204

Travelers

Quantum Auto 2.0

80.4

Within-plan percentile

Filed factor0.937

Safeco

Private Passenger Auto

78.7

Within-plan percentile

Filed factor0.9691

Tesla Insurance

Tesla PPA

49.6

Within-plan percentile

Filed factor1.0134

Progressive

CA Select PPA

44.7

Within-plan percentile

Filed factor0.87

Farmers

Farmers Auto

Lowest

43.1

Within-plan percentile

Filed factor0.9307

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90745 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury64.143.2 pts49.678.780.443.144.786.3
Property damage64.643.6 pts48.842.769.766.163.186.3
Medical payments79.843.4 pts61.275.392.684.291.449.2
Uninsured motorist BI77.938.6 pts77.973.778.944.783.3
Uninsured motorist PD77.718.6 pts85.266.678.976.5
Comprehensive28.839.8 pts47.018.738.357.717.919.3
Collision65.945.4 pts63.168.757.138.976.584.3

Widest coverage spread

Collision

State Farm and Farmers are 45.4 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 18.6 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Carson, Los Angeles County ZIP 90745 Auto Insurance Factors | GoodDriver California