ZIP breakdowns

Plans disagree · Long Beach, Los Angeles County · California ZIP 90805

State Farm and Farmers place Long Beach ZIP 90805 very differently.

State Farm ranks highest (91.2); Farmers ranks lowest (46.7). The middle bodily-injury percentile is 81.5. Reviewed plans are 44.5 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

81.5

Middle percentile across available plans.

BI plan spread

44.5

State Farm to Farmers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Farmers lowest.

State Farm

Private Passenger Auto

Highest

91.2

Within-plan percentile

Filed factor1.326

Safeco

Private Passenger Auto

88.9

Within-plan percentile

Filed factor1.0783

Travelers

Quantum Auto 2.0

86.2

Within-plan percentile

Filed factor1.028

Progressive

CA Select PPA

76.7

Within-plan percentile

Filed factor1.0527

Tesla Insurance

Tesla PPA

72.8

Within-plan percentile

Filed factor1.1106

Farmers

Farmers Auto

Lowest

46.7

Within-plan percentile

Filed factor0.9453

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90805 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury81.544.5 pts72.888.986.246.776.791.2
Property damage70.249.8 pts58.484.279.841.460.591.2
Medical payments90.56.1 pts88.088.288.694.193.992.4
Uninsured motorist BI89.921.4 pts92.589.971.176.791.1
Uninsured motorist PD83.029.3 pts95.098.771.169.4
Comprehensive87.563.1 pts33.763.283.491.796.496.7
Collision83.925.6 pts85.284.982.868.069.493.7

Widest coverage spread

Comprehensive

State Farm and Tesla Insurance are 63.1 percentile points apart.

Closest agreement

Medical payments

Available plans are 6.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Long Beach, Los Angeles County ZIP 90805 Auto Insurance Factors | GoodDriver California