Broadly higher position · El Monte, Los Angeles County · California ZIP 91731
El Monte ZIP 91731 ranks near the higher end across plans.
Progressive ranks highest (93.9); Safeco ranks lowest (69.7). The middle bodily-injury percentile is 91.3. Reviewed plans are 24.3 points apart. Collision splits more (76.1 points), with State Farm highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
91.3
Middle percentile across available plans.
BI plan spread
24.3
Progressive to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Safeco lowest.
Tesla Insurance
Tesla PPA
93.9
Within-plan percentile
Progressive
CA Select PPA
93.9
Within-plan percentile
State Farm
Private Passenger Auto
92.2
Within-plan percentile
Travelers
Quantum Auto 2.0
90.3
Within-plan percentile
Farmers
Farmers Auto
84.1
Within-plan percentile
Safeco
Private Passenger Auto
69.7
Within-plan percentile
State Farm ranks highest (89.2); Safeco ranks lowest (13.1). Collision spread is 76.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 91.3 | 24.3 pts | 93.9 | 69.7 | 90.3 | 84.1 | 93.9 | 92.2 |
| Property damage | 81.5 | 23.1 pts | 75.2 | 69.1 | 87.3 | 77.6 | 85.3 | 92.2 |
| Medical payments | 94.2 | 5.9 pts | 94.5 | 98.2 | 97.8 | 92.2 | 93.9 | 93.3 |
| Uninsured motorist BI | 81.4 | 27.0 pts | 66.9 | 81.4 | — | 83.4 | 94.0 | 73.8 |
| Uninsured motorist PD | 76.1 | 12.5 pts | 74.7 | 70.9 | — | 83.4 | 77.4 | — |
| Comprehensive | 38.9 | 66.6 pts | 17.6 | 16.4 | 26.4 | 83.0 | 70.8 | 51.5 |
| Collision | 80.3 | 76.1 pts | 76.9 | 13.1 | 85.9 | 83.2 | 77.4 | 89.2 |
Widest coverage spread
Collision
State Farm and Safeco are 76.1 percentile points apart.
Closest agreement
Medical payments
Available plans are 5.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Pico Rivera, Los Angeles County
90660
Travelers ranks highest (90.3); Progressive ranks lowest (25.6).
Read breakdownLos Nietos, Los Angeles County
90606
State Farm ranks highest (90.4); Progressive ranks lowest (25.8).
Read breakdownIndustry, Los Angeles County
91744
State Farm ranks highest (93.8); Progressive ranks lowest (32.0).
Read breakdown