ZIP breakdowns

Plans disagree · Phillips Ranch, Los Angeles County · California ZIP 91766

State Farm and Progressive place Phillips Ranch ZIP 91766 very differently.

State Farm ranks highest (86.6); Progressive ranks lowest (15.2). The middle bodily-injury percentile is 56.0. Reviewed plans are 71.4 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

56.0

Middle percentile across available plans.

BI plan spread

71.4

State Farm to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Progressive lowest.

State Farm

Private Passenger Auto

Highest

86.6

Within-plan percentile

Filed factor1.209

Travelers

Quantum Auto 2.0

75.3

Within-plan percentile

Filed factor0.869

Tesla Insurance

Tesla PPA

56.6

Within-plan percentile

Filed factor1.0419

Farmers

Farmers Auto

55.5

Within-plan percentile

Filed factor0.9694

Safeco

Private Passenger Auto

49.9

Within-plan percentile

Filed factor0.8743

Progressive

CA Select PPA

Lowest

15.2

Within-plan percentile

Filed factor0.648

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 91766 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury56.071.4 pts56.649.975.355.515.286.6
Property damage68.349.9 pts45.980.769.766.836.786.6
Medical payments76.848.5 pts75.783.390.865.142.377.8
Uninsured motorist BI87.177.9 pts93.887.178.915.989.1
Uninsured motorist PD80.922.5 pts82.991.978.969.4
Comprehensive52.758.5 pts28.231.538.386.783.367.2
Collision80.718.9 pts80.588.379.588.169.481.0

Widest coverage spread

Uninsured motorist BI

Tesla Insurance and Progressive are 77.9 percentile points apart.

Closest agreement

Collision

Available plans are 18.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Phillips Ranch, Los Angeles County ZIP 91766 Auto Insurance Factors | GoodDriver California