Compared ZIP · Chula Vista, San Diego County · California ZIP 91915
In Chula Vista ZIP 91915, State Farm ranks highest and Tesla Insurance ranks lowest.
State Farm ranks highest (53.0); Tesla Insurance ranks lowest (17.8). The middle bodily-injury percentile is 31.1. Reviewed plans are 35.2 points apart. Collision splits more (47.3 points), with State Farm highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
31.1
Middle percentile across available plans.
BI plan spread
35.2
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
53.0
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Farmers
Farmers Auto
34.3
Within-plan percentile
Safeco
Private Passenger Auto
28.0
Within-plan percentile
Progressive
CA Select PPA
27.3
Within-plan percentile
Tesla Insurance
Tesla PPA
17.8
Within-plan percentile
State Farm ranks highest (51.1); Safeco ranks lowest (3.8). Collision spread is 47.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 31.1 | 35.2 pts | 17.8 | 28.0 | 37.1 | 34.3 | 27.3 | 53.0 |
| Property damage | 34.2 | 45.7 pts | 45.9 | 32.5 | 35.9 | 7.3 | 26.2 | 53.0 |
| Medical payments | 37.3 | 55.5 pts | 25.9 | 41.3 | 37.7 | 36.8 | 11.9 | 67.4 |
| Uninsured motorist BI | 39.8 | 32.3 pts | 43.9 | 47.8 | — | 15.5 | 27.2 | 39.8 |
| Uninsured motorist PD | 25.5 | 17.0 pts | 24.5 | 26.5 | — | 15.5 | 32.5 | — |
| Comprehensive | 46.6 | 62.3 pts | 26.7 | 45.6 | 89.1 | 66.5 | 47.6 | 34.7 |
| Collision | 22.5 | 47.3 pts | 18.5 | 3.8 | 26.6 | 6.8 | 32.5 | 51.1 |
Widest coverage spread
Comprehensive
Travelers and Tesla Insurance are 62.3 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 17.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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