Compared ZIP · La Mesa, San Diego County · California ZIP 91942
In La Mesa ZIP 91942, Travelers ranks highest and Safeco ranks lowest.
Travelers ranks highest (58.1); Safeco ranks lowest (25.2). The middle bodily-injury percentile is 37.3. Reviewed plans are 32.9 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
37.3
Middle percentile across available plans.
BI plan spread
32.9
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
State Farm
Private Passenger Auto
50.8
Within-plan percentile
Progressive
CA Select PPA
42.7
Within-plan percentile
Farmers
Farmers Auto
31.9
Within-plan percentile
Tesla Insurance
Tesla PPA
26.2
Within-plan percentile
Safeco
Private Passenger Auto
25.2
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 37.3 | 32.9 pts | 26.2 | 25.2 | 58.1 | 31.9 | 42.7 | 50.8 |
| Property damage | 54.2 | 22.9 pts | 40.6 | 52.3 | 56.2 | 63.5 | 61.1 | 50.8 |
| Medical payments | 32.8 | 30.2 pts | 38.2 | 28.3 | 12.8 | 43.0 | 34.8 | 30.7 |
| Uninsured motorist BI | 24.1 | 35.7 pts | 37.4 | 24.1 | — | 7.0 | 42.7 | 15.8 |
| Uninsured motorist PD | 21.6 | 42.8 pts | 31.8 | 49.9 | — | 7.0 | 11.3 | — |
| Comprehensive | 19.2 | 23.7 pts | 14.4 | 27.3 | 18.5 | 19.8 | 25.3 | 3.6 |
| Collision | 9.5 | 18.3 pts | 2.1 | 20.4 | 19.1 | 7.5 | 11.3 | 7.7 |
Widest coverage spread
Uninsured motorist PD
Safeco and Farmers are 42.8 percentile points apart.
Closest agreement
Collision
Available plans are 18.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.