Plans disagree · Potrero, San Diego County · California ZIP 91963
Travelers and State Farm place Potrero ZIP 91963 very differently.
Travelers ranks highest (45.8); State Farm ranks lowest (1.5). The middle bodily-injury percentile is 29.3. Reviewed plans are 44.3 points apart. Collision splits more (71.5 points), with State Farm highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
29.3
Middle percentile across available plans.
BI plan spread
44.3
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Farmers
Farmers Auto
45.7
Within-plan percentile
Progressive
CA Select PPA
32.9
Within-plan percentile
Tesla Insurance
Tesla PPA
25.6
Within-plan percentile
Safeco
Private Passenger Auto
23.0
Within-plan percentile
State Farm
Private Passenger Auto
1.5
Within-plan percentile
State Farm ranks highest (76.2); Tesla Insurance ranks lowest (4.7). Collision spread is 71.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 29.3 | 44.3 pts | 25.6 | 23.0 | 45.8 | 45.7 | 32.9 | 1.5 |
| Property damage | 10.8 | 40.6 pts | 8.3 | 10.2 | 42.1 | 11.4 | 11.9 | 1.5 |
| Medical payments | 38.5 | 62.1 pts | 25.9 | 40.5 | 37.7 | 88.0 | 39.2 | 26.7 |
| Uninsured motorist BI | 6.2 | 27.5 pts | 5.4 | 6.2 | — | 16.3 | 32.5 | 5.0 |
| Uninsured motorist PD | 35.9 | 36.7 pts | 53.0 | 22.2 | — | 16.3 | 49.6 | — |
| Comprehensive | 78.6 | 64.4 pts | 23.5 | 83.1 | 47.4 | 85.8 | 74.2 | 87.9 |
| Collision | 53.3 | 71.5 pts | 4.7 | 76.1 | 57.1 | 43.2 | 49.6 | 76.2 |
Widest coverage spread
Collision
State Farm and Tesla Insurance are 71.5 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 27.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Diego
92113
State Farm ranks highest (87.4); Progressive ranks lowest (10.8).
Read breakdownDescanso, San Diego County
91916
Progressive ranks highest (85.7); Safeco ranks lowest (15.6).
Read breakdownChula Vista, San Diego County
91910
Farmers ranks highest (73.5); Progressive ranks lowest (7.6).
Read breakdown