Compared ZIP · Borrego Springs, San Diego County · California ZIP 92004
In Borrego Springs ZIP 92004, State Farm ranks highest and Safeco ranks lowest.
State Farm ranks highest (32.9); Safeco ranks lowest (3.4). The middle bodily-injury percentile is 18.7. Reviewed plans are 29.5 points apart. Collision splits more (46.4 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
18.7
Middle percentile across available plans.
BI plan spread
29.5
State Farm to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Safeco lowest.
State Farm
Private Passenger Auto
32.9
Within-plan percentile
Farmers
Farmers Auto
30.1
Within-plan percentile
Travelers
Quantum Auto 2.0
19.3
Within-plan percentile
Progressive
CA Select PPA
18.0
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
Safeco
Private Passenger Auto
3.4
Within-plan percentile
Tesla Insurance ranks highest (59.7); Progressive ranks lowest (13.3). Collision spread is 46.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 18.7 | 29.5 pts | 9.0 | 3.4 | 19.3 | 30.1 | 18.0 | 32.9 |
| Property damage | 21.8 | 30.6 pts | 26.0 | 2.3 | 24.3 | 19.2 | 2.8 | 32.9 |
| Medical payments | 13.0 | 38.2 pts | 19.6 | 2.0 | 12.8 | 13.2 | 11.9 | 40.2 |
| Uninsured motorist BI | 30.4 | 46.7 pts | 30.4 | 16.9 | — | 56.2 | 18.0 | 63.6 |
| Uninsured motorist PD | 27.4 | 43.0 pts | 31.5 | 23.4 | — | 56.2 | 13.3 | — |
| Comprehensive | 36.6 | 42.9 pts | 13.2 | 49.8 | 47.4 | 56.1 | 20.3 | 25.9 |
| Collision | 26.1 | 46.4 pts | 59.7 | 25.7 | 26.6 | 26.8 | 13.3 | 18.2 |
Widest coverage spread
Uninsured motorist BI
State Farm and Safeco are 46.7 percentile points apart.
Closest agreement
Bodily injury
Available plans are 29.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Indian Wells, Riverside County
92210
Farmers ranks highest (79.4); State Farm ranks lowest (9.0).
Read breakdownDescanso, San Diego County
91916
Progressive ranks highest (85.7); Safeco ranks lowest (15.6).
Read breakdownRamona, San Diego County
92065
Progressive ranks highest (92.9); Tesla Insurance ranks lowest (23.2).
Read breakdown