Plans disagree · Carlsbad, San Diego County · California ZIP 92011
Tesla Insurance and State Farm place Carlsbad ZIP 92011 very differently.
Tesla Insurance ranks highest (78.2); State Farm ranks lowest (26.1). The middle bodily-injury percentile is 36.7. Reviewed plans are 52.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
36.7
Middle percentile across available plans.
BI plan spread
52.1
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
78.2
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Farmers
Farmers Auto
36.8
Within-plan percentile
Safeco
Private Passenger Auto
36.5
Within-plan percentile
Progressive
CA Select PPA
35.5
Within-plan percentile
State Farm
Private Passenger Auto
26.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 36.7 | 52.1 pts | 78.2 | 36.5 | 58.1 | 36.8 | 35.5 | 26.1 |
| Property damage | 44.4 | 60.9 pts | 40.9 | 47.8 | 62.6 | 86.9 | 26.9 | 26.1 |
| Medical payments | 10.0 | 55.6 pts | 7.0 | 2.8 | 58.4 | 26.4 | 11.1 | 9.0 |
| Uninsured motorist BI | 54.4 | 46.8 pts | 54.4 | 47.5 | — | 81.2 | 35.5 | 82.4 |
| Uninsured motorist PD | 36.4 | 65.8 pts | 55.1 | 17.8 | — | 81.2 | 15.4 | — |
| Comprehensive | 3.1 | 15.4 pts | 7.2 | 15.4 | 5.7 | 0.0 | 0.2 | 0.5 |
| Collision | 13.3 | 55.9 pts | 9.6 | 47.5 | 11.1 | 59.5 | 15.4 | 3.6 |
Widest coverage spread
Uninsured motorist PD
Farmers and Progressive are 65.8 percentile points apart.
Closest agreement
Comprehensive
Available plans are 15.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Oceanside, San Diego County
92057
Tesla Insurance ranks highest (91.3); Farmers ranks lowest (9.4).
Read breakdownEscondido, San Diego County
92026
Progressive ranks highest (82.4); Farmers ranks lowest (7.0).
Read breakdownDel Mar, San Diego County
92014
Progressive ranks highest (85.7); Safeco ranks lowest (15.2).
Read breakdown