Plans disagree · Escondido, San Diego County · California ZIP 92027
Safeco and Farmers place Escondido ZIP 92027 very differently.
Safeco ranks highest (75.2); Farmers ranks lowest (5.7). The middle bodily-injury percentile is 53.3. Reviewed plans are 69.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
53.3
Middle percentile across available plans.
BI plan spread
69.6
Safeco to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Farmers lowest.
Safeco
Private Passenger Auto
75.2
Within-plan percentile
State Farm
Private Passenger Auto
71.2
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Tesla Insurance
Tesla PPA
48.5
Within-plan percentile
Progressive
CA Select PPA
39.0
Within-plan percentile
Farmers
Farmers Auto
5.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 53.3 | 69.6 pts | 48.5 | 75.2 | 58.1 | 5.7 | 39.0 | 71.2 |
| Property damage | 54.7 | 40.9 pts | 53.2 | 75.0 | 56.2 | 34.1 | 41.4 | 71.2 |
| Medical payments | 52.6 | 51.7 pts | 24.5 | 40.0 | 50.1 | 55.0 | 76.2 | 63.5 |
| Uninsured motorist BI | 52.8 | 33.1 pts | 52.9 | 54.4 | — | 52.8 | 39.0 | 21.3 |
| Uninsured motorist PD | 58.4 | 37.2 pts | 63.9 | 69.7 | — | 52.8 | 32.5 | — |
| Comprehensive | 19.1 | 23.3 pts | 12.5 | 24.9 | 16.0 | 35.8 | 20.3 | 17.9 |
| Collision | 47.2 | 52.0 pts | 14.3 | 66.2 | 64.1 | 15.6 | 32.5 | 61.8 |
Widest coverage spread
Bodily injury
Safeco and Farmers are 69.6 percentile points apart.
Closest agreement
Comprehensive
Available plans are 23.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Oceanside, San Diego County
92057
Tesla Insurance ranks highest (91.3); Farmers ranks lowest (9.4).
Read breakdownSan Diego
92131
Tesla Insurance ranks highest (84.0); Safeco ranks lowest (2.4).
Read breakdownEscondido, San Diego County
92026
Progressive ranks highest (82.4); Farmers ranks lowest (7.0).
Read breakdown