ZIP breakdowns

Plans disagree · Escondido, San Diego County · California ZIP 92029

Farmers and Tesla Insurance place Escondido ZIP 92029 very differently.

Farmers ranks highest (64.6); Tesla Insurance ranks lowest (17.8). The middle bodily-injury percentile is 44.5. Reviewed plans are 46.8 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

44.5

Middle percentile across available plans.

BI plan spread

46.8

Farmers to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Tesla Insurance lowest.

Farmers

Farmers Auto

Highest

64.6

Within-plan percentile

Filed factor1.0092

Travelers

Quantum Auto 2.0

50.4

Within-plan percentile

Filed factor0.746

State Farm

Private Passenger Auto

49.0

Within-plan percentile

Filed factor0.858

Safeco

Private Passenger Auto

39.9

Within-plan percentile

Filed factor0.8432

Progressive

CA Select PPA

27.3

Within-plan percentile

Filed factor0.7636

Tesla Insurance

Tesla PPA

Lowest

17.8

Within-plan percentile

Filed factor0.9109

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92029 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury44.546.8 pts17.839.950.464.627.349.0
Property damage59.741.0 pts24.165.156.263.563.149.0
Medical payments6.139.6 pts3.58.342.93.23.912.7
Uninsured motorist BI65.955.2 pts71.857.465.927.282.4
Uninsured motorist PD35.654.1 pts17.611.865.953.5
Comprehensive22.528.3 pts7.922.39.136.222.724.7
Collision35.248.8 pts4.735.535.035.753.516.9

Widest coverage spread

Uninsured motorist BI

State Farm and Progressive are 55.2 percentile points apart.

Closest agreement

Comprehensive

Available plans are 28.3 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Escondido, San Diego County ZIP 92029 Auto Insurance Factors | GoodDriver California