ZIP breakdowns

Plans disagree · Palomar Mountain, San Diego County · California ZIP 92060

Tesla Insurance and Progressive place Palomar Mountain ZIP 92060 very differently.

Tesla Insurance ranks highest (82.8); Progressive ranks lowest (34.1). The middle bodily-injury percentile is 59.9. Reviewed plans are 48.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

59.9

Middle percentile across available plans.

BI plan spread

48.7

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

82.8

Within-plan percentile

Filed factor1.1868

State Farm

Private Passenger Auto

74.5

Within-plan percentile

Filed factor1.047

Farmers

Farmers Auto

69.3

Within-plan percentile

Filed factor1.0393

Travelers

Quantum Auto 2.0

50.4

Within-plan percentile

Filed factor0.746

Safeco

Private Passenger Auto

34.5

Within-plan percentile

Filed factor0.8282

Progressive

CA Select PPA

Lowest

34.1

Within-plan percentile

Filed factor0.8112

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92060 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury59.948.7 pts82.834.550.469.334.174.5
Property damage52.154.2 pts67.120.356.247.931.874.5
Medical payments17.654.6 pts18.813.516.368.115.431.9
Uninsured motorist BI68.458.5 pts28.668.487.234.175.3
Uninsured motorist PD53.962.9 pts24.353.587.254.3
Comprehensive40.730.1 pts43.541.518.540.029.448.6
Collision46.049.8 pts37.337.826.658.154.376.3

Widest coverage spread

Uninsured motorist PD

Farmers and Tesla Insurance are 62.9 percentile points apart.

Closest agreement

Comprehensive

Available plans are 30.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Palomar Mountain, San Diego County ZIP 92060 Auto Insurance Factors | GoodDriver California