Plans disagree · Poway, San Diego County · California ZIP 92064
State Farm and Tesla Insurance place Poway ZIP 92064 very differently.
State Farm ranks highest (59.5); Tesla Insurance ranks lowest (18.9). The middle bodily-injury percentile is 35.0. Reviewed plans are 40.7 points apart. Collision splits more (85.5 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
35.0
Middle percentile across available plans.
BI plan spread
40.7
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
59.5
Within-plan percentile
Safeco
Private Passenger Auto
58.2
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Progressive
CA Select PPA
32.9
Within-plan percentile
Farmers
Farmers Auto
31.9
Within-plan percentile
Tesla Insurance
Tesla PPA
18.9
Within-plan percentile
Tesla Insurance ranks highest (87.5); Farmers ranks lowest (2.0). Collision spread is 85.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 35.0 | 40.7 pts | 18.9 | 58.2 | 37.1 | 31.9 | 32.9 | 59.5 |
| Property damage | 61.1 | 67.0 pts | 39.2 | 79.1 | 62.6 | 27.6 | 94.6 | 59.5 |
| Medical payments | 9.0 | 13.9 pts | 0.7 | 12.8 | 11.1 | 6.9 | 14.6 | 6.9 |
| Uninsured motorist BI | 33.1 | 70.0 pts | 33.1 | 44.8 | — | 6.5 | 32.5 | 76.4 |
| Uninsured motorist PD | 5.8 | 28.3 pts | 1.0 | 5.1 | — | 6.5 | 29.3 | — |
| Comprehensive | 20.1 | 28.2 pts | 31.9 | 3.7 | 10.3 | 23.8 | 26.9 | 16.5 |
| Collision | 22.3 | 85.5 pts | 87.5 | 71.8 | 11.1 | 2.0 | 29.3 | 15.2 |
Widest coverage spread
Collision
Tesla Insurance and Farmers are 85.5 percentile points apart.
Closest agreement
Medical payments
Available plans are 13.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Diego
92131
Tesla Insurance ranks highest (84.0); Safeco ranks lowest (2.4).
Read breakdownDel Mar, San Diego County
92014
Progressive ranks highest (85.7); Safeco ranks lowest (15.2).
Read breakdownRamona, San Diego County
92065
Progressive ranks highest (92.9); Tesla Insurance ranks lowest (23.2).
Read breakdown