Compared ZIP · Rancho Santa Fe, San Diego County · California ZIP 92067
In Rancho Santa Fe ZIP 92067, Tesla Insurance ranks highest and State Farm ranks lowest.
Tesla Insurance ranks highest (87.5); State Farm ranks lowest (56.3). The middle bodily-injury percentile is 74.6. Reviewed plans are 31.2 points apart. Collision splits more (85.9 points), with Safeco highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
74.6
Middle percentile across available plans.
BI plan spread
31.2
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
87.5
Within-plan percentile
Farmers
Farmers Auto
79.4
Within-plan percentile
Safeco
Private Passenger Auto
77.9
Within-plan percentile
Progressive
CA Select PPA
71.4
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
State Farm
Private Passenger Auto
56.3
Within-plan percentile
Safeco ranks highest (92.3); Travelers ranks lowest (6.4). Collision spread is 85.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 74.6 | 31.2 pts | 87.5 | 77.9 | 58.1 | 79.4 | 71.4 | 56.3 |
| Property damage | 61.3 | 28.6 pts | 79.8 | 53.9 | 66.4 | 77.2 | 51.2 | 56.3 |
| Medical payments | 5.6 | 36.4 pts | 36.4 | 5.4 | 11.1 | 2.0 | 0.1 | 5.8 |
| Uninsured motorist BI | 65.0 | 29.9 pts | 65.0 | 48.5 | — | 75.0 | 63.6 | 78.4 |
| Uninsured motorist PD | 47.8 | 65.7 pts | 20.7 | 19.8 | — | 75.0 | 85.4 | — |
| Comprehensive | 32.2 | 56.0 pts | 32.6 | 21.9 | 5.7 | 61.7 | 44.7 | 31.8 |
| Collision | 77.6 | 85.9 pts | 72.7 | 92.3 | 6.4 | 63.0 | 85.4 | 82.5 |
Widest coverage spread
Collision
Safeco and Travelers are 85.9 percentile points apart.
Closest agreement
Property damage
Available plans are 28.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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