Compared ZIP · Santee, San Diego County · California ZIP 92071
In Santee ZIP 92071, State Farm ranks highest and Progressive ranks lowest.
State Farm ranks highest (46.2); Progressive ranks lowest (23.6). The middle bodily-injury percentile is 40.0. Reviewed plans are 22.6 points apart. Collision splits more (45.7 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
40.0
Middle percentile across available plans.
BI plan spread
22.6
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
46.2
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Farmers
Farmers Auto
44.4
Within-plan percentile
Safeco
Private Passenger Auto
35.6
Within-plan percentile
Tesla Insurance
Tesla PPA
26.9
Within-plan percentile
Progressive
CA Select PPA
23.6
Within-plan percentile
Tesla Insurance ranks highest (46.1); Farmers ranks lowest (0.4). Collision spread is 45.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 40.0 | 22.6 pts | 26.9 | 35.6 | 45.8 | 44.4 | 23.6 | 46.2 |
| Property damage | 31.2 | 38.0 pts | 20.9 | 36.2 | 56.2 | 18.2 | 26.2 | 46.2 |
| Medical payments | 3.0 | 12.6 pts | 0.2 | 8.0 | 12.8 | 1.9 | 3.5 | 2.5 |
| Uninsured motorist BI | 28.2 | 26.0 pts | 45.4 | 28.2 | — | 22.8 | 23.3 | 48.8 |
| Uninsured motorist PD | 17.5 | 21.2 pts | 13.1 | 22.0 | — | 22.8 | 1.7 | — |
| Comprehensive | 20.1 | 43.2 pts | 42.9 | 44.6 | 14.5 | 19.8 | 20.3 | 1.4 |
| Collision | 12.4 | 45.7 pts | 46.1 | 24.2 | 19.1 | 0.4 | 1.7 | 5.6 |
Widest coverage spread
Collision
Tesla Insurance and Farmers are 45.7 percentile points apart.
Closest agreement
Medical payments
Available plans are 12.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.