ZIP breakdowns

Plans disagree · Solana Beach, San Diego County · California ZIP 92075

Travelers and Tesla Insurance place Solana Beach ZIP 92075 very differently.

Travelers ranks highest (58.1); Tesla Insurance ranks lowest (17.4). The middle bodily-injury percentile is 28.9. Reviewed plans are 40.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

28.9

Middle percentile across available plans.

BI plan spread

40.7

Travelers to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Tesla Insurance lowest.

Travelers

Quantum Auto 2.0

Highest

58.1

Within-plan percentile

Filed factor0.773

Farmers

Farmers Auto

36.8

Within-plan percentile

Filed factor0.9161

State Farm

Private Passenger Auto

30.3

Within-plan percentile

Filed factor0.766

Safeco

Private Passenger Auto

27.5

Within-plan percentile

Filed factor0.8091

Progressive

CA Select PPA

27.3

Within-plan percentile

Filed factor0.7636

Tesla Insurance

Tesla PPA

Lowest

17.4

Within-plan percentile

Filed factor0.9107

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92075 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury28.940.7 pts17.427.558.136.827.330.3
Property damage61.948.3 pts54.137.969.778.677.130.3
Medical payments6.514.2 pts12.61.311.11.815.41.7
Uninsured motorist BI60.351.2 pts73.248.560.327.278.4
Uninsured motorist PD22.557.3 pts6.63.060.338.5
Comprehensive12.015.6 pts17.46.12.410.613.517.9
Collision15.837.8 pts0.735.111.120.538.59.1

Widest coverage spread

Uninsured motorist PD

Farmers and Safeco are 57.3 percentile points apart.

Closest agreement

Medical payments

Available plans are 14.2 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Solana Beach, San Diego County ZIP 92075 Auto Insurance Factors | GoodDriver California