Plans disagree · Vista, San Diego County · California ZIP 92081
Safeco and Progressive place Vista ZIP 92081 very differently.
Safeco ranks highest (75.7); Progressive ranks lowest (28.0). The middle bodily-injury percentile is 53.3. Reviewed plans are 47.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
53.3
Middle percentile across available plans.
BI plan spread
47.7
Safeco to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Progressive lowest.
Safeco
Private Passenger Auto
75.7
Within-plan percentile
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
Farmers
Farmers Auto
60.4
Within-plan percentile
State Farm
Private Passenger Auto
46.2
Within-plan percentile
Tesla Insurance
Tesla PPA
38.7
Within-plan percentile
Progressive
CA Select PPA
28.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 53.3 | 47.7 pts | 38.7 | 75.7 | 65.8 | 60.4 | 28.0 | 46.2 |
| Property damage | 60.9 | 29.1 pts | 71.2 | 65.5 | 56.2 | 66.1 | 42.1 | 46.2 |
| Medical payments | 25.4 | 45.4 pts | 24.0 | 34.7 | 50.1 | 4.7 | 21.6 | 26.7 |
| Uninsured motorist BI | 29.9 | 31.0 pts | 53.9 | 44.3 | — | 22.8 | 27.9 | 29.9 |
| Uninsured motorist PD | 34.5 | 47.8 pts | 37.4 | 70.7 | — | 22.8 | 31.5 | — |
| Comprehensive | 5.2 | 12.1 pts | 13.2 | 1.1 | 5.7 | 4.1 | 6.8 | 4.6 |
| Collision | 18.5 | 24.4 pts | 18.8 | 35.5 | 11.1 | 13.8 | 31.5 | 18.2 |
Widest coverage spread
Uninsured motorist PD
Safeco and Farmers are 47.8 percentile points apart.
Closest agreement
Comprehensive
Available plans are 12.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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