Plans disagree · Zcta 92091, San Diego County · California ZIP 92091
Progressive and Farmers place Zcta 92091 ZIP 92091 very differently.
Progressive ranks highest (83.3); Farmers ranks lowest (31.9). The middle bodily-injury percentile is 54.9. Reviewed plans are 51.4 points apart. Collision splits more (78.1 points), with Safeco highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
54.9
Middle percentile across available plans.
BI plan spread
51.4
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
83.3
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Tesla Insurance
Tesla PPA
56.1
Within-plan percentile
State Farm
Private Passenger Auto
53.8
Within-plan percentile
Safeco
Private Passenger Auto
47.0
Within-plan percentile
Farmers
Farmers Auto
31.9
Within-plan percentile
Safeco ranks highest (93.4); Travelers ranks lowest (15.2). Collision spread is 78.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 54.9 | 51.4 pts | 56.1 | 47.0 | 58.1 | 31.9 | 83.3 | 53.8 |
| Property damage | 69.3 | 65.0 pts | 68.9 | 76.9 | 69.7 | 27.6 | 92.7 | 53.8 |
| Medical payments | 13.6 | 25.3 pts | 25.2 | 0.8 | 26.1 | 13.2 | 14.0 | 3.4 |
| Uninsured motorist BI | 43.2 | 67.2 pts | 26.9 | 15.5 | — | 56.2 | 82.7 | 43.2 |
| Uninsured motorist PD | 38.9 | 58.2 pts | 20.7 | 21.6 | — | 56.2 | 78.8 | — |
| Comprehensive | 20.9 | 39.8 pts | 18.6 | 21.9 | 2.4 | 36.2 | 42.2 | 20.0 |
| Collision | 69.8 | 78.1 pts | 41.4 | 93.4 | 15.2 | 61.3 | 78.8 | 78.4 |
Widest coverage spread
Collision
Safeco and Travelers are 78.1 percentile points apart.
Closest agreement
Medical payments
Available plans are 25.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Oceanside, San Diego County
92057
Tesla Insurance ranks highest (91.3); Farmers ranks lowest (9.4).
Read breakdownSan Diego
92131
Tesla Insurance ranks highest (84.0); Safeco ranks lowest (2.4).
Read breakdownEscondido, San Diego County
92026
Progressive ranks highest (82.4); Farmers ranks lowest (7.0).
Read breakdown