Plans disagree · San Diego · California ZIP 92109
Tesla Insurance and Safeco place San Diego ZIP 92109 very differently.
Tesla Insurance ranks highest (91.5); Safeco ranks lowest (31.1). The middle bodily-injury percentile is 61.9. Reviewed plans are 60.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
61.9
Middle percentile across available plans.
BI plan spread
60.4
Tesla Insurance to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
91.5
Within-plan percentile
State Farm
Private Passenger Auto
70.8
Within-plan percentile
Farmers
Farmers Auto
63.2
Within-plan percentile
Progressive
CA Select PPA
60.5
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Safeco
Private Passenger Auto
31.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 61.9 | 60.4 pts | 91.5 | 31.1 | 37.1 | 63.2 | 60.5 | 70.8 |
| Property damage | 69.3 | 43.4 pts | 97.4 | 67.8 | 75.1 | 65.3 | 54.0 | 70.8 |
| Medical payments | 11.6 | 49.3 pts | 2.0 | 18.4 | 12.8 | 51.2 | 8.5 | 10.3 |
| Uninsured motorist BI | 56.2 | 23.0 pts | 44.8 | 45.5 | — | 56.2 | 60.5 | 67.8 |
| Uninsured motorist PD | 42.7 | 20.3 pts | 39.9 | 36.0 | — | 56.2 | 45.6 | — |
| Comprehensive | 38.6 | 34.6 pts | 52.6 | 47.8 | 18.5 | 39.1 | 38.1 | 17.9 |
| Collision | 32.4 | 55.1 pts | 68.2 | 13.1 | 19.1 | 13.8 | 45.6 | 51.1 |
Widest coverage spread
Bodily injury
Tesla Insurance and Safeco are 60.4 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 20.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.