Plans disagree · San Diego · California ZIP 92111
Progressive and Travelers place San Diego ZIP 92111 very differently.
Progressive ranks highest (82.4); Travelers ranks lowest (37.1). The middle bodily-injury percentile is 49.7. Reviewed plans are 45.3 points apart. Collision splits more (81.0 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
49.7
Middle percentile across available plans.
BI plan spread
45.3
Progressive to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
82.4
Within-plan percentile
Farmers
Farmers Auto
54.3
Within-plan percentile
State Farm
Private Passenger Auto
50.8
Within-plan percentile
Tesla Insurance
Tesla PPA
48.5
Within-plan percentile
Safeco
Private Passenger Auto
45.8
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Tesla Insurance ranks highest (85.0); State Farm ranks lowest (3.9). Collision spread is 81.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 49.7 | 45.3 pts | 48.5 | 45.8 | 37.1 | 54.3 | 82.4 | 50.8 |
| Property damage | 57.2 | 45.5 pts | 76.8 | 81.6 | 48.7 | 36.1 | 63.6 | 50.8 |
| Medical payments | 51.3 | 73.7 pts | 92.2 | 38.2 | 18.4 | 45.4 | 76.2 | 57.1 |
| Uninsured motorist BI | 43.2 | 54.0 pts | 42.5 | 43.2 | — | 64.0 | 81.9 | 27.9 |
| Uninsured motorist PD | 27.0 | 47.7 pts | 27.1 | 26.9 | — | 64.0 | 16.3 | — |
| Comprehensive | 21.0 | 33.3 pts | 18.1 | 25.9 | 21.6 | 51.5 | 20.3 | 20.0 |
| Collision | 19.2 | 81.0 pts | 85.0 | 22.1 | 15.2 | 41.3 | 16.3 | 3.9 |
Widest coverage spread
Collision
Tesla Insurance and State Farm are 81.0 percentile points apart.
Closest agreement
Comprehensive
Available plans are 33.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.