Compared ZIP · San Diego · California ZIP 92121
In San Diego ZIP 92121, State Farm ranks highest and Safeco ranks lowest.
State Farm ranks highest (70.8); Safeco ranks lowest (35.6). The middle bodily-injury percentile is 42.0. Reviewed plans are 35.2 points apart. Collision splits more (49.9 points), with Safeco highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
42.0
Middle percentile across available plans.
BI plan spread
35.2
State Farm to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Safeco lowest.
State Farm
Private Passenger Auto
70.8
Within-plan percentile
Progressive
CA Select PPA
44.7
Within-plan percentile
Farmers
Farmers Auto
44.4
Within-plan percentile
Tesla Insurance
Tesla PPA
39.7
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Safeco
Private Passenger Auto
35.6
Within-plan percentile
Safeco ranks highest (52.0); Tesla Insurance ranks lowest (2.1). Collision spread is 49.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 42.0 | 35.2 pts | 39.7 | 35.6 | 37.1 | 44.4 | 44.7 | 70.8 |
| Property damage | 55.6 | 49.6 pts | 43.5 | 67.8 | 69.7 | 21.2 | 30.9 | 70.8 |
| Medical payments | 38.2 | 51.6 pts | 47.2 | 16.1 | 50.1 | 67.7 | 29.1 | 21.6 |
| Uninsured motorist BI | 31.2 | 70.1 pts | 24.7 | 19.2 | — | 89.3 | 44.7 | 31.2 |
| Uninsured motorist PD | 36.6 | 73.0 pts | 36.6 | 36.5 | — | 89.3 | 16.3 | — |
| Comprehensive | 30.0 | 42.1 pts | 12.3 | 30.7 | 10.3 | 52.4 | 29.4 | 34.7 |
| Collision | 20.7 | 49.9 pts | 2.1 | 52.0 | 19.1 | 22.3 | 16.3 | 25.3 |
Widest coverage spread
Uninsured motorist PD
Farmers and Progressive are 73.0 percentile points apart.
Closest agreement
Bodily injury
Available plans are 35.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.