Compared ZIP · San Diego · California ZIP 92127
In San Diego ZIP 92127, Safeco ranks highest and Tesla Insurance ranks lowest.
Safeco ranks highest (69.8); Tesla Insurance ranks lowest (31.5). The middle bodily-injury percentile is 61.3. Reviewed plans are 38.3 points apart. Collision splits more (50.1 points), with Safeco highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
61.3
Middle percentile across available plans.
BI plan spread
38.3
Safeco to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Tesla Insurance lowest.
Safeco
Private Passenger Auto
69.8
Within-plan percentile
Farmers
Farmers Auto
69.3
Within-plan percentile
State Farm
Private Passenger Auto
62.8
Within-plan percentile
Progressive
CA Select PPA
59.8
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Tesla Insurance
Tesla PPA
31.5
Within-plan percentile
Safeco ranks highest (65.4); Travelers ranks lowest (15.2). Collision spread is 50.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 61.3 | 38.3 pts | 31.5 | 69.8 | 37.1 | 69.3 | 59.8 | 62.8 |
| Property damage | 53.2 | 37.5 pts | 43.6 | 73.2 | 66.4 | 38.6 | 35.7 | 62.8 |
| Medical payments | 15.0 | 23.6 pts | 13.4 | 11.8 | 18.4 | 26.4 | 2.8 | 16.5 |
| Uninsured motorist BI | 75.0 | 32.1 pts | 85.9 | 53.8 | — | 75.0 | 59.8 | 78.4 |
| Uninsured motorist PD | 22.8 | 70.4 pts | 13.1 | 4.6 | — | 75.0 | 32.5 | — |
| Comprehensive | 11.7 | 22.6 pts | 13.2 | 27.3 | 10.3 | 18.3 | 5.7 | 4.6 |
| Collision | 32.2 | 50.1 pts | 15.3 | 65.4 | 15.2 | 31.9 | 32.5 | 37.9 |
Widest coverage spread
Uninsured motorist PD
Farmers and Safeco are 70.4 percentile points apart.
Closest agreement
Comprehensive
Available plans are 22.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Diego
92131
Tesla Insurance ranks highest (84.0); Safeco ranks lowest (2.4).
Read breakdownEscondido, San Diego County
92026
Progressive ranks highest (82.4); Farmers ranks lowest (7.0).
Read breakdownDel Mar, San Diego County
92014
Progressive ranks highest (85.7); Safeco ranks lowest (15.2).
Read breakdown