Compared ZIP · San Diego · California ZIP 92132
In San Diego ZIP 92132, State Farm ranks highest and Travelers ranks lowest.
State Farm ranks highest (58.7); Travelers ranks lowest (50.4). The middle bodily-injury percentile is 54.3. Reviewed plans are 8.3 points apart. Collision splits more (30.4 points), with State Farm highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
54.3
Middle percentile across available plans.
BI plan spread
8.3
State Farm to Travelers.
Plans available
3
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Travelers lowest.
State Farm
Private Passenger Auto
58.7
Within-plan percentile
Farmers
Farmers Auto
54.3
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Tesla Insurance
Tesla PPA
—
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm ranks highest (49.5); Travelers ranks lowest (19.1). Collision spread is 30.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 54.3 | 8.3 pts | — | — | 50.4 | 54.3 | — | 58.7 |
| Property damage | 46.1 | 16.6 pts | — | — | 42.1 | 46.1 | — | 58.7 |
| Medical payments | 12.7 | 64.3 pts | — | — | 8.4 | 72.6 | — | 12.7 |
| Uninsured motorist BI | 78.7 | 13.0 pts | — | — | — | 85.1 | — | 72.2 |
| Uninsured motorist PD | 85.1 | — | — | — | — | 85.1 | — | — |
| Comprehensive | 35.1 | 45.8 pts | — | — | 5.7 | 51.5 | — | 35.1 |
| Collision | 31.0 | 30.4 pts | — | — | 19.1 | 31.0 | — | 49.5 |
Widest coverage spread
Medical payments
Farmers and Travelers are 64.3 percentile points apart.
Closest agreement
Bodily injury
Available plans are 8.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Diego
92102
Tesla Insurance ranks highest (87.7); Farmers ranks lowest (2.7).
Read breakdownSan Diego
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State Farm ranks highest (87.4); Progressive ranks lowest (10.8).
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91932
State Farm ranks highest (75.8); Progressive ranks lowest (6.5).
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