Plans disagree · San Diego · California ZIP 92135
Tesla Insurance and Travelers place San Diego ZIP 92135 very differently.
Tesla Insurance ranks highest (90.9); Travelers ranks lowest (45.8). The middle bodily-injury percentile is 84.9. Reviewed plans are 45.1 points apart. Collision splits more (69.3 points), with Tesla Insurance highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
84.9
Middle percentile across available plans.
BI plan spread
45.1
Tesla Insurance to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Travelers lowest.
Tesla Insurance
Tesla PPA
90.9
Within-plan percentile
Safeco
Private Passenger Auto
86.8
Within-plan percentile
Farmers
Farmers Auto
84.9
Within-plan percentile
State Farm
Private Passenger Auto
84.9
Within-plan percentile
Progressive
CA Select PPA
58.7
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Tesla Insurance ranks highest (95.8); Travelers ranks lowest (26.6). Collision spread is 69.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 84.9 | 45.1 pts | 90.9 | 86.8 | 45.8 | 84.9 | 58.7 | 84.9 |
| Property damage | 90.2 | 31.5 pts | 93.3 | 92.4 | 66.4 | 87.9 | 97.9 | 84.9 |
| Medical payments | 55.3 | 59.9 pts | 55.5 | 62.5 | 16.3 | 55.0 | 50.8 | 76.2 |
| Uninsured motorist BI | 53.5 | 35.9 pts | 33.7 | 28.1 | — | 64.0 | 58.7 | 53.5 |
| Uninsured motorist PD | 65.3 | 36.5 pts | 57.4 | 66.6 | — | 64.0 | 93.8 | — |
| Comprehensive | 79.2 | 76.9 pts | 94.7 | 95.5 | 18.5 | 76.0 | 65.5 | 82.4 |
| Collision | 90.2 | 69.3 pts | 95.8 | 91.1 | 26.6 | 89.3 | 93.8 | 88.5 |
Widest coverage spread
Comprehensive
Safeco and Travelers are 76.9 percentile points apart.
Closest agreement
Property damage
Available plans are 31.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Diego
92102
Tesla Insurance ranks highest (87.7); Farmers ranks lowest (2.7).
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State Farm ranks highest (87.4); Progressive ranks lowest (10.8).
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State Farm ranks highest (75.8); Progressive ranks lowest (6.5).
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