Plans disagree · San Diego · California ZIP 92139
State Farm and Tesla Insurance place San Diego ZIP 92139 very differently.
State Farm ranks highest (67.0); Tesla Insurance ranks lowest (18.6). The middle bodily-injury percentile is 42.4. Reviewed plans are 48.4 points apart. Collision splits more (91.1 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
42.4
Middle percentile across available plans.
BI plan spread
48.4
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
67.0
Within-plan percentile
Farmers
Farmers Auto
54.3
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Progressive
CA Select PPA
39.0
Within-plan percentile
Safeco
Private Passenger Auto
22.5
Within-plan percentile
Tesla Insurance
Tesla PPA
18.6
Within-plan percentile
Tesla Insurance ranks highest (98.3); Farmers ranks lowest (7.2). Collision spread is 91.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 42.4 | 48.4 pts | 18.6 | 22.5 | 45.8 | 54.3 | 39.0 | 67.0 |
| Property damage | 46.5 | 50.1 pts | 37.2 | 52.3 | 48.7 | 16.9 | 44.2 | 67.0 |
| Medical payments | 67.7 | 52.7 pts | 73.3 | 62.1 | 58.4 | 35.2 | 87.8 | 80.6 |
| Uninsured motorist BI | 46.6 | 27.1 pts | 40.9 | 46.6 | — | 58.2 | 39.0 | 66.1 |
| Uninsured motorist PD | 63.1 | 49.7 pts | 68.0 | 77.2 | — | 58.2 | 27.5 | — |
| Comprehensive | 57.6 | 48.4 pts | 80.2 | 39.4 | 66.0 | 67.3 | 49.1 | 31.8 |
| Collision | 31.3 | 91.1 pts | 98.3 | 8.2 | 35.0 | 7.2 | 27.5 | 55.2 |
Widest coverage spread
Collision
Tesla Insurance and Farmers are 91.1 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 27.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Diego
92102
Tesla Insurance ranks highest (87.7); Farmers ranks lowest (2.7).
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State Farm ranks highest (87.4); Progressive ranks lowest (10.8).
Read breakdownImperial Beach, San Diego County
91932
State Farm ranks highest (75.8); Progressive ranks lowest (6.5).
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