Compared ZIP · San Diego · California ZIP 92147
In San Diego ZIP 92147, Progressive ranks highest and State Farm ranks lowest.
Progressive ranks highest (66.7); State Farm ranks lowest (40.3). The middle bodily-injury percentile is 56.2. Reviewed plans are 26.4 points apart. Collision splits more (53.2 points), with Progressive highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
56.2
Middle percentile across available plans.
BI plan spread
26.4
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
66.7
Within-plan percentile
Safeco
Private Passenger Auto
62.8
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Farmers
Farmers Auto
54.3
Within-plan percentile
Tesla Insurance
Tesla PPA
53.6
Within-plan percentile
State Farm
Private Passenger Auto
40.3
Within-plan percentile
Progressive ranks highest (69.4); State Farm ranks lowest (16.1). Collision spread is 53.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 56.2 | 26.4 pts | 53.6 | 62.8 | 58.1 | 54.3 | 66.7 | 40.3 |
| Property damage | 59.4 | 31.8 pts | 62.8 | 56.1 | 62.6 | 38.6 | 70.4 | 40.3 |
| Medical payments | 36.7 | 69.1 pts | 3.5 | 60.6 | 12.8 | 72.6 | 63.9 | 5.8 |
| Uninsured motorist BI | 64.5 | 53.6 pts | 31.5 | 64.5 | — | 85.1 | 67.5 | 35.0 |
| Uninsured motorist PD | 64.0 | 46.0 pts | 39.2 | 58.5 | — | 85.1 | 69.4 | — |
| Comprehensive | 41.0 | 41.9 pts | 46.5 | 35.6 | 18.5 | 51.5 | 57.2 | 15.3 |
| Collision | 28.6 | 53.2 pts | 32.6 | 30.7 | 26.6 | 22.8 | 69.4 | 16.1 |
Widest coverage spread
Medical payments
Farmers and Tesla Insurance are 69.1 percentile points apart.
Closest agreement
Bodily injury
Available plans are 26.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.