Compared ZIP · Palm Desert, Riverside County · California ZIP 92211
In Palm Desert ZIP 92211, Progressive ranks highest and Farmers ranks lowest.
Progressive ranks highest (79.3); Farmers ranks lowest (40.0). The middle bodily-injury percentile is 43.8. Reviewed plans are 39.3 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
43.8
Middle percentile across available plans.
BI plan spread
39.3
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
79.3
Within-plan percentile
Safeco
Private Passenger Auto
69.2
Within-plan percentile
Tesla Insurance
Tesla PPA
46.1
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
State Farm
Private Passenger Auto
41.3
Within-plan percentile
Farmers
Farmers Auto
40.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 43.8 | 39.3 pts | 46.1 | 69.2 | 41.5 | 40.0 | 79.3 | 41.3 |
| Property damage | 26.6 | 36.3 pts | 5.0 | 31.1 | 39.6 | 9.9 | 22.0 | 41.3 |
| Medical payments | 18.8 | 38.3 pts | 12.3 | 6.8 | 25.3 | 9.2 | 42.5 | 45.1 |
| Uninsured motorist BI | 77.6 | 38.8 pts | 77.6 | 46.3 | — | 44.9 | 79.2 | 83.7 |
| Uninsured motorist PD | 40.7 | 78.2 pts | 84.5 | 36.5 | — | 44.9 | 6.4 | — |
| Comprehensive | 55.0 | 42.1 pts | 51.0 | 59.4 | 68.0 | 59.0 | 47.6 | 25.9 |
| Collision | 13.7 | 19.0 pts | 16.5 | 24.2 | 15.2 | 5.2 | 6.4 | 12.1 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Progressive are 78.2 percentile points apart.
Closest agreement
Collision
Available plans are 19.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Indian Wells, Riverside County
92210
Farmers ranks highest (79.4); State Farm ranks lowest (9.0).
Read breakdownThousand Palms, Riverside County
92276
Progressive ranks highest (79.3); State Farm ranks lowest (9.6).
Read breakdownWarner Springs, San Diego County
92086
Tesla Insurance ranks highest (87.5); Safeco ranks lowest (23.0).
Read breakdown