Broadly lower position · Calexico, Imperial County · California ZIP 92231
Calexico ZIP 92231 ranks near the lower end across plans.
Travelers ranks highest (13.6); Safeco ranks lowest (0.8). The middle bodily-injury percentile is 6.8. Reviewed plans are 12.8 points apart. Collision splits more (76.2 points), with State Farm highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
6.8
Middle percentile across available plans.
BI plan spread
12.8
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
13.6
Within-plan percentile
State Farm
Private Passenger Auto
9.0
Within-plan percentile
Progressive
CA Select PPA
8.2
Within-plan percentile
Tesla Insurance
Tesla PPA
5.3
Within-plan percentile
Farmers
Farmers Auto
5.2
Within-plan percentile
Safeco
Private Passenger Auto
0.8
Within-plan percentile
State Farm ranks highest (77.7); Travelers ranks lowest (1.5). Collision spread is 76.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 6.8 | 12.8 pts | 5.3 | 0.8 | 13.6 | 5.2 | 8.2 | 9.0 |
| Property damage | 7.7 | 3.5 pts | 8.3 | 6.2 | 8.2 | 7.2 | 5.5 | 9.0 |
| Medical payments | 28.6 | 39.2 pts | 43.9 | 4.7 | 37.7 | 33.3 | 14.6 | 23.8 |
| Uninsured motorist BI | 2.8 | 7.8 pts | 2.8 | 2.6 | — | 0.4 | 8.2 | 3.6 |
| Uninsured motorist PD | 35.4 | 41.8 pts | 40.8 | 30.0 | — | 0.4 | 42.1 | — |
| Comprehensive | 99.4 | 39.1 pts | 60.7 | 99.4 | 99.4 | 98.9 | 99.6 | 99.8 |
| Collision | 50.0 | 76.2 pts | 57.9 | 41.3 | 1.5 | 69.2 | 42.1 | 77.7 |
Widest coverage spread
Collision
State Farm and Travelers are 76.2 percentile points apart.
Closest agreement
Property damage
Available plans are 3.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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