Plans disagree · Coachella, Riverside County · California ZIP 92236
State Farm and Progressive place Coachella ZIP 92236 very differently.
State Farm ranks highest (64.9); Progressive ranks lowest (19.9). The middle bodily-injury percentile is 31.7. Reviewed plans are 45.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
31.7
Middle percentile across available plans.
BI plan spread
45.0
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
64.9
Within-plan percentile
Safeco
Private Passenger Auto
40.2
Within-plan percentile
Travelers
Quantum Auto 2.0
34.5
Within-plan percentile
Farmers
Farmers Auto
29.0
Within-plan percentile
Tesla Insurance
Tesla PPA
26.9
Within-plan percentile
Progressive
CA Select PPA
19.9
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 31.7 | 45.0 pts | 26.9 | 40.2 | 34.5 | 29.0 | 19.9 | 64.9 |
| Property damage | 34.6 | 50.9 pts | 30.0 | 33.3 | 35.9 | 14.1 | 37.1 | 64.9 |
| Medical payments | 25.5 | 76.9 pts | 8.2 | 25.7 | 25.3 | 85.0 | 18.8 | 60.4 |
| Uninsured motorist BI | 57.0 | 56.3 pts | 46.9 | 69.2 | — | 57.0 | 19.9 | 76.1 |
| Uninsured motorist PD | 78.6 | 30.2 pts | 87.2 | 74.6 | — | 57.0 | 82.7 | — |
| Comprehensive | 99.9 | 23.6 pts | 76.4 | 99.8 | 99.8 | 100.0 | 100.0 | 100.0 |
| Collision | 67.6 | 33.0 pts | 49.7 | 80.0 | 50.0 | 62.5 | 82.7 | 72.8 |
Widest coverage spread
Medical payments
Farmers and Tesla Insurance are 76.9 percentile points apart.
Closest agreement
Comprehensive
Available plans are 23.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Indian Wells, Riverside County
92210
Farmers ranks highest (79.4); State Farm ranks lowest (9.0).
Read breakdownThousand Palms, Riverside County
92276
Progressive ranks highest (79.3); State Farm ranks lowest (9.6).
Read breakdownEagle Mountain, Riverside County
92239
Progressive ranks highest (76.2); State Farm ranks lowest (10.6).
Read breakdown