Compared ZIP · Big River, San Bernardino County · California ZIP 92242
In Big River ZIP 92242, Farmers ranks highest and Tesla Insurance ranks lowest.
Farmers ranks highest (40.0); Tesla Insurance ranks lowest (14.5). The middle bodily-injury percentile is 25.2. Reviewed plans are 25.5 points apart. Collision splits more (62.6 points), with State Farm highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
25.2
Middle percentile across available plans.
BI plan spread
25.5
Farmers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
40.0
Within-plan percentile
State Farm
Private Passenger Auto
30.3
Within-plan percentile
Progressive
CA Select PPA
29.0
Within-plan percentile
Travelers
Quantum Auto 2.0
21.4
Within-plan percentile
Safeco
Private Passenger Auto
16.9
Within-plan percentile
Tesla Insurance
Tesla PPA
14.5
Within-plan percentile
State Farm ranks highest (67.7); Travelers ranks lowest (5.0). Collision spread is 62.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 25.2 | 25.5 pts | 14.5 | 16.9 | 21.4 | 40.0 | 29.0 | 30.3 |
| Property damage | 22.2 | 21.9 pts | 19.2 | 24.3 | 20.2 | 8.4 | 24.7 | 30.3 |
| Medical payments | 36.0 | 40.4 pts | 16.0 | 44.5 | 42.9 | 56.4 | 29.1 | 21.6 |
| Uninsured motorist BI | 25.2 | 33.6 pts | 20.5 | 19.2 | — | 52.8 | 29.4 | 25.2 |
| Uninsured motorist PD | 18.0 | 38.4 pts | 19.1 | 14.4 | — | 52.8 | 16.9 | — |
| Comprehensive | 60.5 | 77.2 pts | 98.8 | 44.1 | 21.6 | 79.3 | 57.2 | 63.8 |
| Collision | 30.4 | 62.6 pts | 46.1 | 34.6 | 5.0 | 26.1 | 16.9 | 67.7 |
Widest coverage spread
Comprehensive
Tesla Insurance and Travelers are 77.2 percentile points apart.
Closest agreement
Property damage
Available plans are 21.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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