ZIP breakdowns

Broadly lower position · Chiriaco Summit, Riverside County · California ZIP 92248

Chiriaco Summit ZIP 92248 ranks near the lower end across plans.

Farmers ranks highest (21.8); Tesla Insurance ranks lowest (18.3). The middle bodily-injury percentile is 20.1. Reviewed plans are 3.5 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

20.1

Middle percentile across available plans.

BI plan spread

3.5

Farmers to Tesla Insurance.

Plans available

2

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Tesla Insurance lowest.

Farmers

Farmers Auto

Highest

21.8

Within-plan percentile

Filed factor0.8596

Tesla Insurance

Tesla PPA

Lowest

18.3

Within-plan percentile

Filed factor0.9156

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

Travelers

Quantum Auto 2.0

Within-plan percentile

Filed factor

Progressive

CA Select PPA

Within-plan percentile

Filed factor

State Farm

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92248 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury20.13.5 pts18.321.8
Property damage10.60.2 pts10.710.5
Medical payments42.018.4 pts32.851.2
Uninsured motorist BI15.10.9 pts14.615.5
Uninsured motorist PD24.317.6 pts33.115.5
Comprehensive82.214.1 pts75.189.3
Collision30.95.1 pts33.528.3

Widest coverage spread

Medical payments

Farmers and Tesla Insurance are 18.4 percentile points apart.

Closest agreement

Property damage

Available plans are 0.2 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Chiriaco Summit, Riverside County ZIP 92248 Auto Insurance Factors | GoodDriver California