Plans disagree · La Quinta, Riverside County · California ZIP 92253
Farmers and Travelers place La Quinta ZIP 92253 very differently.
Farmers ranks highest (78.2); Travelers ranks lowest (24.1). The middle bodily-injury percentile is 46.9. Reviewed plans are 54.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
46.9
Middle percentile across available plans.
BI plan spread
54.2
Farmers to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Travelers lowest.
Farmers
Farmers Auto
78.2
Within-plan percentile
Progressive
CA Select PPA
56.9
Within-plan percentile
Tesla Insurance
Tesla PPA
50.1
Within-plan percentile
Safeco
Private Passenger Auto
43.8
Within-plan percentile
State Farm
Private Passenger Auto
42.5
Within-plan percentile
Travelers
Quantum Auto 2.0
24.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 46.9 | 54.2 pts | 50.1 | 43.8 | 24.1 | 78.2 | 56.9 | 42.5 |
| Property damage | 39.2 | 52.6 pts | 22.5 | 25.4 | 35.9 | 75.1 | 43.6 | 42.5 |
| Medical payments | 9.6 | 52.1 pts | 50.9 | 8.0 | 11.1 | 57.9 | 5.8 | 6.9 |
| Uninsured motorist BI | 53.0 | 15.6 pts | 53.0 | 53.2 | — | 41.3 | 56.9 | 51.8 |
| Uninsured motorist PD | 57.3 | 22.0 pts | 60.5 | 54.0 | — | 41.3 | 63.3 | — |
| Comprehensive | 76.6 | 47.8 pts | 60.9 | 51.7 | 99.5 | 89.3 | 89.6 | 63.8 |
| Collision | 37.1 | 34.7 pts | 33.5 | 39.3 | 35.0 | 62.5 | 63.3 | 28.7 |
Widest coverage spread
Bodily injury
Farmers and Travelers are 54.2 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 15.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Indian Wells, Riverside County
92210
Farmers ranks highest (79.4); State Farm ranks lowest (9.0).
Read breakdownThousand Palms, Riverside County
92276
Progressive ranks highest (79.3); State Farm ranks lowest (9.6).
Read breakdownWarner Springs, San Diego County
92086
Tesla Insurance ranks highest (87.5); Safeco ranks lowest (23.0).
Read breakdown