Plans disagree · Palm City, Riverside County · California ZIP 92260
Farmers and Safeco place Palm City ZIP 92260 very differently.
Farmers ranks highest (65.1); Safeco ranks lowest (21.1). The middle bodily-injury percentile is 37.8. Reviewed plans are 44.0 points apart. Collision splits more (60.0 points), with Farmers highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
37.8
Middle percentile across available plans.
BI plan spread
44.0
Farmers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Safeco lowest.
Farmers
Farmers Auto
65.1
Within-plan percentile
Progressive
CA Select PPA
56.9
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
State Farm
Private Passenger Auto
34.2
Within-plan percentile
Tesla Insurance
Tesla PPA
25.7
Within-plan percentile
Safeco
Private Passenger Auto
21.1
Within-plan percentile
Farmers ranks highest (79.1); Travelers ranks lowest (19.1). Collision spread is 60.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 37.8 | 44.0 pts | 25.7 | 21.1 | 41.5 | 65.1 | 56.9 | 34.2 |
| Property damage | 25.8 | 79.1 pts | 17.5 | 10.2 | 39.6 | 13.6 | 89.2 | 34.2 |
| Medical payments | 31.0 | 61.5 pts | 51.2 | 23.6 | 25.3 | 8.1 | 69.6 | 36.7 |
| Uninsured motorist BI | 56.8 | 20.4 pts | 56.8 | 51.0 | — | 44.9 | 56.9 | 65.3 |
| Uninsured motorist PD | 36.4 | 37.8 pts | 7.1 | 29.5 | — | 44.9 | 43.3 | — |
| Comprehensive | 57.8 | 31.6 pts | 69.5 | 42.0 | 68.0 | 66.5 | 49.1 | 37.9 |
| Collision | 36.3 | 60.0 pts | 22.0 | 43.7 | 19.1 | 79.1 | 43.3 | 29.3 |
Widest coverage spread
Property damage
Progressive and Safeco are 79.1 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 20.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdown