Plans disagree · Rancho Mirage, Riverside County · California ZIP 92270
Farmers and State Farm place Rancho Mirage ZIP 92270 very differently.
Farmers ranks highest (82.9); State Farm ranks lowest (36.4). The middle bodily-injury percentile is 62.2. Reviewed plans are 46.5 points apart. Collision splits more (62.9 points), with Farmers highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
62.2
Middle percentile across available plans.
BI plan spread
46.5
Farmers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
82.9
Within-plan percentile
Safeco
Private Passenger Auto
79.6
Within-plan percentile
Progressive
CA Select PPA
62.9
Within-plan percentile
Tesla Insurance
Tesla PPA
61.6
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
State Farm
Private Passenger Auto
36.4
Within-plan percentile
Farmers ranks highest (82.0); Travelers ranks lowest (19.1). Collision spread is 62.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 62.2 | 46.5 pts | 61.6 | 79.6 | 50.4 | 82.9 | 62.9 | 36.4 |
| Property damage | 32.9 | 56.7 pts | 28.0 | 33.3 | 32.4 | 67.5 | 10.8 | 36.4 |
| Medical payments | 35.6 | 66.8 pts | 13.4 | 11.1 | 26.1 | 77.9 | 57.0 | 45.1 |
| Uninsured motorist BI | 80.7 | 42.1 pts | 85.9 | 48.5 | — | 90.6 | 61.9 | 80.7 |
| Uninsured motorist PD | 38.5 | 86.5 pts | 16.9 | 4.1 | — | 90.6 | 60.2 | — |
| Comprehensive | 64.4 | 37.3 pts | 59.3 | 38.7 | 69.5 | 76.0 | 74.2 | 41.4 |
| Collision | 44.4 | 62.9 pts | 28.7 | 81.1 | 19.1 | 82.0 | 60.2 | 25.3 |
Widest coverage spread
Uninsured motorist PD
Farmers and Safeco are 86.5 percentile points apart.
Closest agreement
Comprehensive
Available plans are 37.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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92210
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Read breakdownChiriaco Summit, Riverside County
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Progressive ranks highest (83.3); Travelers ranks lowest (24.1).
Read breakdown