Plans disagree · Twentynine Palms, San Bernardino County · California ZIP 92277
Tesla Insurance and State Farm place Twentynine Palms ZIP 92277 very differently.
Tesla Insurance ranks highest (82.3); State Farm ranks lowest (24.9). The middle bodily-injury percentile is 63.6. Reviewed plans are 57.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
63.6
Middle percentile across available plans.
BI plan spread
57.5
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
82.3
Within-plan percentile
Farmers
Farmers Auto
78.2
Within-plan percentile
Safeco
Private Passenger Auto
67.4
Within-plan percentile
Progressive
CA Select PPA
59.8
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
State Farm
Private Passenger Auto
24.9
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 63.6 | 57.5 pts | 82.3 | 67.4 | 50.4 | 78.2 | 59.8 | 24.9 |
| Property damage | 27.8 | 43.2 pts | 15.9 | 34.6 | 30.8 | 7.0 | 50.2 | 24.9 |
| Medical payments | 29.4 | 87.2 pts | 93.7 | 6.5 | 12.8 | 29.7 | 29.1 | 31.9 |
| Uninsured motorist BI | 59.8 | 30.3 pts | 52.0 | 41.9 | — | 64.0 | 59.8 | 72.2 |
| Uninsured motorist PD | 45.1 | 39.7 pts | 38.2 | 24.3 | — | 64.0 | 52.1 | — |
| Comprehensive | 85.4 | 19.8 pts | 96.3 | 90.8 | 91.6 | 79.9 | 76.5 | 78.2 |
| Collision | 45.1 | 53.1 pts | 4.0 | 43.1 | 57.1 | 47.0 | 52.1 | 42.5 |
Widest coverage spread
Medical payments
Tesla Insurance and Safeco are 87.2 percentile points apart.
Closest agreement
Comprehensive
Available plans are 19.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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