Compared ZIP · Twentynine Palms, San Bernardino County · California ZIP 92278
In Twentynine Palms ZIP 92278, Safeco ranks highest and Travelers ranks lowest.
Safeco ranks highest (88.9); Travelers ranks lowest (50.4). The middle bodily-injury percentile is 78.5. Reviewed plans are 38.4 points apart. Collision splits more (96.0 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
78.5
Middle percentile across available plans.
BI plan spread
38.4
Safeco to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Travelers lowest.
Safeco
Private Passenger Auto
88.9
Within-plan percentile
State Farm
Private Passenger Auto
87.1
Within-plan percentile
Tesla Insurance
Tesla PPA
82.3
Within-plan percentile
Farmers
Farmers Auto
74.7
Within-plan percentile
Progressive
CA Select PPA
54.0
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Progressive ranks highest (100.0); Tesla Insurance ranks lowest (4.0). Collision spread is 96.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 78.5 | 38.4 pts | 82.3 | 88.9 | 50.4 | 74.7 | 54.0 | 87.1 |
| Property damage | 88.6 | 82.8 pts | 15.9 | 94.5 | 42.1 | 90.0 | 98.7 | 87.1 |
| Medical payments | 66.5 | 80.8 pts | 93.7 | 53.5 | 12.8 | 79.5 | 83.0 | 31.9 |
| Uninsured motorist BI | 38.6 | 29.9 pts | 52.0 | 24.1 | — | 38.6 | 54.0 | 31.2 |
| Uninsured motorist PD | 38.4 | 65.1 pts | 38.2 | 34.8 | — | 38.6 | 100.0 | — |
| Comprehensive | 91.9 | 13.1 pts | 96.3 | 97.1 | 95.6 | 86.3 | 88.3 | 84.0 |
| Collision | 93.3 | 96.0 pts | 4.0 | 97.4 | 64.1 | 94.9 | 100.0 | 91.7 |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 96.0 percentile points apart.
Closest agreement
Comprehensive
Available plans are 13.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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