Compared ZIP · Vidal, San Bernardino County · California ZIP 92280
In Vidal ZIP 92280, Travelers ranks highest and State Farm ranks lowest.
Travelers ranks highest (41.5); State Farm ranks lowest (4.7). The middle bodily-injury percentile is 11.0. Reviewed plans are 36.7 points apart. Collision splits more (84.4 points), with Tesla Insurance highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
11.0
Middle percentile across available plans.
BI plan spread
36.7
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Farmers
Farmers Auto
40.0
Within-plan percentile
Safeco
Private Passenger Auto
11.5
Within-plan percentile
Progressive
CA Select PPA
10.6
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
State Farm
Private Passenger Auto
4.7
Within-plan percentile
Tesla Insurance ranks highest (99.6); Travelers ranks lowest (15.2). Collision spread is 84.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 11.0 | 36.7 pts | 9.0 | 11.5 | 41.5 | 40.0 | 10.6 | 4.7 |
| Property damage | 14.6 | 33.2 pts | 1.4 | 6.2 | 30.8 | 23.0 | 34.6 | 4.7 |
| Medical payments | 37.6 | 49.7 pts | 56.1 | 18.4 | 46.8 | 68.1 | 20.1 | 28.4 |
| Uninsured motorist BI | 37.4 | 42.3 pts | 37.4 | 28.6 | — | 52.8 | 10.5 | 43.2 |
| Uninsured motorist PD | 38.2 | 28.5 pts | 33.1 | 24.3 | — | 52.8 | 43.3 | — |
| Comprehensive | 78.7 | 79.5 pts | 95.5 | 48.3 | 16.0 | 85.8 | 78.9 | 78.6 |
| Collision | 39.5 | 84.4 pts | 99.6 | 24.2 | 15.2 | 35.7 | 43.3 | 50.1 |
Widest coverage spread
Collision
Tesla Insurance and Travelers are 84.4 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 28.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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